Welcome

Setting the scene: Danie du Toit, Strategic Services Executive

Pepkor

The big picture Our retail powered platform: Pieter Erasmus, CEO

Strategy Executing today, inventing tomorrow: Sean Cardinaal, COO

Financial drivers Our growth algorithm: Riaan Hanekom, CFO

Divisional businesses

PEP: Stefan Voges, CEO

Ackermans: Adrian Naudé, CEO

Pepkor Speciality: Tyrone Vieira, CEO

Avenida: Marius Minnie, CEO

Pepkor Lifestyle: Peter Griffiths, CEO

Pepkor Properties: Leon Lambrechts, CEO

Finserv

Financial Services & Connectivity: Garth Napier, CCO; Rudi van Rensburg, COO (Pepkor Payments and Lending)

Banking

PlusB: Merwe Scholtz, CEO

Informal market

Flash: Garth Napier, CCO, Pepkor